Submit Your Current Plan Summary
Send us your most recent plan booklet or renewal statement — that’s all we need to begin.
We Analyze Costs & Design
Our advisors evaluate rates, claims experience, market competitiveness, and plan sustainability.
You Get a Clear Comparison Report
We outline where you're overpaying, under-covered, or missing opportunities to improve your benefits.
Decide What’s Right for Your Company
You receive recommendations tailored to your workforce, whether you want richer coverage, better pricing, improved flexibility — or all three.
Cost Saving Analysis
We identify opportunities to reduce premium costs and ensure you’re not overpaying compared to similar companies.
Coverage Optimization
We flag gaps or outdated plan designs and show you options that better support your team.
Market Benchmarking
See how your plan compares to others in your industry, region, and company size.
Custom Plan Options
From Hour Bank to traditional plans to custom hybrid models, we recommend solutions built around your workforce.
Being able to offer these types of benefits has been an integral part of us recruiting and retaining employees. It gives me comfort knowing that I have a team of ICBA professionals behind me that not only have my best interests at heart but those of my employees.
Laura Leonard
Our company did not fit inside the typical insurance needs box, and the ICBA team found solutions that work perfectly for us. Anytime we have concerns, we have support from their team. We happily recommend ICBA Benefits!
Werner Friesen
Not only was ICBA Benefits able to find a more viable solution for us from a cost perspective, but they provided us with a detailed report that outlined how our plan design measured up in comparison to the industry, and they brought to our attention some deficiencies our prior plan had that we didn’t know existed.
Mike Kask
Our employees are our most valuable asset… they get comprehensive coverage and great customer service, and we get the benefit of accessing a growing and thriving benefits pool, with the flexibility of the hour-bank model.
Ron Chambers
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