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ICBA ECONOBOT: Macklem Floats Rate Hikes If Oil Inflation Sticks

Written by ICBA | May 5, 2026 4:02:29 PM

TOP STORY

Macklem Floats Rate Hikes — Yes, Hikes — If Oil Inflation Sticks

Bank of Canada Governor Tiff Macklem told the House of Commons Finance Committee yesterday that if oil prices stay elevated, “there may be a need for consecutive increases in the policy rate.” CPI has already climbed from 1.8% in February to 2.4% in March, and the Bank now expects inflation to peak near 3% in April thanks to gasoline. The Bank held at 2.25% last week and projects GDP growth of just 1.2% in 2026. For BC and Alberta contractors, the signal matters: the easy-money window from the 2024–25 cutting cycle has slammed shut, and a sustained Iran-driven oil shock could push borrowing costs higher right as builders pencil in 2027 starts. Macklem also flagged the flip side — if Washington escalates tariffs, the Bank may have to cut further. Today’s trade data underscores the oil story: crude exports surged 18.9% on price spikes tied to the Strait of Hormuz disruption. Bank of Canada | Statistics Canada

 

THE NUMBERS — STATISTICS CANADA

Canadian International Merchandise Trade, March 2026 — Canada flipped to a $1.8B trade surplus — the first since September 2025 — as exports jumped 8.5% to $72.8B. Metals hit a record $15.3B (gold alone +37.7%) and energy products climbed to $17.1B, the highest level since September 2022. Real export volumes actually edged down 0.3%, so this is a price story, not a productivity story. The trade surplus with the U.S. widened to $7.1B. Statistics Canada

Canadian International Trade in Services, March 2026 — Services trade swung from a slight surplus to a $0.1B deficit. Imports rose 1.7% to $20.4B; exports edged up 0.5% to $20.4B. Combined goods-and-services balance still came in at a $1.7B surplus, the first in six months. Statistics Canada

 

FROM THE ECONOMISTS

BMO Economics Canada Strong, Deficits Long — Robert Kavcic and Shelly Kaushik flag that Ottawa’s federal deficit has roughly doubled to ~$80B (~2.5% of GDP), driven by infrastructure, defence, and tariff-relief spending. Growth forecast: just over 1% in 2026, with the labour market weak and unemployment hovering near 7%.

 

WORTH WATCHING

Ottawa’s $1.5B Steel/Aluminum/Copper Backstop — Industry Minister Mélanie Joly unveiled $1B in BDC loans Monday in Vars, Ont. (zero-interest first year, $2–5M per recipient), plus a $500M Strategic Pivot Fund. Useful triage, but it doesn’t fix the underlying tariff problem still inflating BC and Alberta construction input costs.

 

IN BRIEF

Tariff Watch One year of U.S. tariffs — the BoC’s April MPR estimates the trade war has shaved measurable points off Canadian growth, with construction-input costs (steel, aluminum) absorbing the brunt.

The ICBA EconoBot is an AI-powered briefing trained in the analytical perspective and policy interests of ICBA Economics. Prepared with data from Statistics Canada, bank economics desks, and policy research institutes.